Canadian Housing Affordability Index 2026
Access the most comprehensive dataset on the 2026 Canadian housing market crisis.
Explore Core Metrics
Historical Price Trends 2026 Tool (Data & Overview)
Track how Canadian home prices have evolved over the last 10 years. Compare provincial growth rates and market cycles.
Price-to-Income Ratio 2026 Guide & Data (Analysis)
A deep dive into the 'Home Price Multiple'. See where housing costs are most detached from local earnings.
Market Activity Trends 2026 Tool (Data & Overview)
Analyze year-over-year price movements and demand shifts across 35+ major Canadian metro areas.
Rental Market Analysis 2026 Tool (Data & Overview)
Explore the growing disconnect between rents and incomes. Compare the cost of renting vs. owning in each city.
Monthly Mortgage Costs 2026 Tool (Data & Overview)
See the real carrying cost. We calculate estimated monthly payments based on current rates and local taxes.
Income vs. Price Growth 2026 Tool (Data & Overview)
Compare the trajectory of household incomes against real estate appreciation to see the affordability gap.
Major City Spotlight
Comprehensive City Data
A high-level overview of housing metrics for 76 Canadian metros.
| Metro Area | Avg Price | Multiple | Trend |
|---|---|---|---|
| Vancouver | $1,154,000 | 12.3× | worsening |
| Victoria | $915,200 | 10.6× | stable |
| Kelowna | $795,400 | 9.8× | stable |
| Toronto | $968,400 | 9.3× | improving |
| Ottawa | $678,400 | 6.8× | stable |
| Hamilton | $792,300 | 8.5× | improving |
| Kitchener-Waterloo | $732,400 | 7.5× | stable |
| London | $612,500 | 7.3× | improving |
| Kingston | $645,000 | 7.3× | stable |
| Montreal | $595,400 | 7.3× | stable |